Posts tagged SUNNIVA HOLT
VIDEO | Money mindset, think yourself rich
“Use positive words around money and it will start to change your mindset over time.”
— Sunniva Holt

Last time we covered budgeting and getting out of debt! I've done my budget and Babes I'm on the hunt for a job so I feel like I'm making some progress to becoming debt free and having a healthier relationship with money.

This week I chat Money Mindset with My Babe and Mindset Coach and Self Made Millionaire, @sunnivaholt.


9 Simple Steps To Change Your Money Mindset

  1. Identify what your money stories are and where they've come from (let's be honest, probs our parents...). "Money doesn't grow on trees", "money is the root of all evil", "rich people are arrogant" etc.  Become clear these stories, where they came from and write them down.
  2. Dismantle these beliefs. Write down as many reasons as you can for each of these stories as to why they're silly, ridiculous and unhelpful.
  3. Create your now story, let it be a beautiful relationship with money! "I'm really good with money", "money loves me", "money in the right hands can create positive power" are examples.
  4. Get leverage on yourself. Write down all of the reasons why you need and want these new money stories in your life.
  5. Catch you language. Never say "I can't afford that" or "I'm broke" because you can afford things it's just a choice where you're putting your money. Use language like "I choose not to purchase..." instead.
  6. Get really clear on what you want in your life. If you don't have a target you can't hit it. This means giving your money a home. ie. Last year I really wanted to go to Tony Robbins in Sydney I didn't have the money but as soon as I knew exactly how much I needed and what for I made it happen - YES!
  7. Money needs to trust you, it needs to know that you're good with it! Make sure you're tracking your money, take note of where you're spending - this is in our notes from our Getting outta debt video and post. Reminder don't hide from your money/debt.
  8. Stop giving money so much power. Money is just ink on paper, it's a tool, use it!
  9. We need more money in the hands of the good people so we can have a positive impact. Find examples of people in the world who have lots of money and do lots of fabulous things! Like OPRAH!
“Looking at money as a bad thing is kind of like thinking that a car is bad because a drunk driver got in the car and killed somebody. It’s not money that’s the problem, it’s the people behind it.”
— Sunniva Holt


My Babes, I feel like we're making progress! The more I talk about money with people the more I'm realising we are not alone. Are you enjoying these vids?

If you have any questions around our money chats please comment below and we'll add them to our list! 


EVENT | Soul of Money 2.0

Join me at Sunniva's event next Wednesday 8th November, 6.45-9pm. I'll be giving away a ticket on my instagram over the next couple of days so keep an eye out!

If you don't want to miss out and for more details check the event HERE.


(financial) Health + Happiness - always!


VIDEO | Getting outta debt, advice from a millionaire
Start where you are. Do what you can, with what you have.
— Sunniva Holt

Babes! I'm in a little bit of trouble and I'm airing all my dirty (debt) laundry so I can help myself get clean and climb up the money tree to financial health and happiness!  Since I shared my lack of money situation I've had such a huge response from you honey's and I feel driven to help you, while I help myself!

First stop a chat with my Babe and self made millionaire, @sunnivaholt.

So it's time to own up to your money situation. I've saved and edited the little live Instagram chat we had and below I've jotted down the video notes for you, me - US! We're in this together Babe!


9 Simple Tips To Becoming Debt Free

  1. Get really clear where you are, stop hiding from your money/debt. DO NOT IGNORE WHAT'S GOING ON. How much debt are you in? What exactly is your money situation?
  2. Consolidate your debt onto one no interest or low interest credit card. Then cut up your credit cards.
  3. Create a budget and start tracking your money. Everyday in a spreadsheet write out what money is coming in and out. OR you could go over your bank/credit statements from the last month and review where your money is going. Become clear what you're spending your money on, what's necessary and unnecessary?
  4. Live within your means. Become clear where the fritter is, those unnecessary things you're spending on. These don't have a place in your budget when you're trying to get out of debt honey.
  5. Save at least 10% of your income! As soon as your pay comes in, have an automatic payment into your account to pay off your debt.  To ensure your saving stays on track create your weekly budget from this new balance.
  6. In your budget outline your non-negotiables. Rent, food, bills. Allow for play money, to find this figure out what brings you the most amount of joy.  Let these be special events rather than those things that have just become habits/routines. DO NOT SET A BUDGET SO LOW IT IS PAINFUL. Set it where you can comfortably live and live within that, do not go over.
  7. Review your budget/money every week.
  8. Think also about how you can expand.  How can you expand your income and Iive within your means so you are in an abundance state.
  9. Food, it's really easy to overspend on food!  Give yourself a decent amount but be clear on your food budget and stick to it.  Look at your options, go to the local food markets! I love the Grey Lynn Farmers Market, I get a huge amount of spray free veges for the week for around $34. Frozen veges, rice and oats are also awesome and cheap.


So there you go Babes,  just like that we'll be debt free in no time! Who's with me? On another note I'm a little embarrassed to say it but I've had that "Money, money, money, money. Money." tune in my head all day and I've just realised it's the theme song from the TV Reality show, The Apprentice, you know the one Trump did, if you're too young or need reminding you can hear it here.

Coming up Sunniva and I will talk about saving (including saving on a low income), money mindset, how to get into property, rentals, starting your own business and more.  If you have any questions around our money chats please comment below and we'll add them to our list! Who knew talking about money could be so fun!  When I get the details of Sunniva's Money Mindset event I'll share that too!


(financial) Health + Happiness - always!